Large kitchen with granite counter tops, island perfect for entertaining, and plentiful cabinetry. Its natural gas unit serves 1.6 million customers in North Carolina, South Carolina, Tennessee, Ohio and Kentucky. Three additional Secondary bedrooms upstairs offer tremendous storage with ample closets. The company has interim carbon emission targets of at least 50% reduction from electric generation by 2030, 50% for Scope 2 and certain Scope 3 upstream and downstream emissions by 2035, and 80% from electric generation by 2040. In order to prepare for a winter storm, you should winterize your home and your vehicle. Unfortunately, as too many homeowners learn only after it is too late, homeowners insurance does not cover flood damage. This information is designed to help you with your decision-making, and it is not intended to provide advice. Jones said there are things you can do yourself. Updated January 2023: By searching, you agree to the Terms of Use, andPrivacy Policy. These include keeping doors and windows securely locked, keeping entryways well lit and unobstructed, and even getting a dog. In fact, FEMA gives the area exactly zero high risk ratings, and considers cold waves and avalanches to be two of the biggest concernsbut the latter applies more to the less-developed areas outside the city. A lock icon or https:// means youve safely connected to the official website. There are 11 public schools in 28262 with an average Homefacts rating of C. , and there are 52 registered sex offenders residing in the zip code 28262. Open breakfast nook leading to the great room and separate dining area. Redfin does not endorse or guarantee this information. January 2007 North American ice storm. Seems the mountains help keep them down in the western part of the state. One of the worst in the area was an F2 twister that touched town less than 10 miles from the Charlotte city center in 1992. Does Myrtle Beach get a lot of tornadoes? Some neighborhoods have higher average insurance rates than others. Flooding is the most costly natural disaster in Mecklenburg County. The first was Hurricane Fran, which made landfall in September 1996. While flooding is probably the most common, it's pretty easy to avoid places that are subject to frequent floods. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you. See: The Best Places to Retire in 2022. Nearby homes similar to 7031 Maple Run Cir #36 have recently sold between $320K to $550K at an average of $195 per square foot. The declaration for Individual Assistance covers Buncombe, Haywood and Transylvania counties. County leaders also recommend getting flood insurance, which is separate from your homeowners insurance. Nearby grocery stores include Harris Teeter, Food Lion, and Food Lion. What is property tax relief in South, In most cases, yes. According to John Wendel, who works for Mecklenburg County Storm Water Services, flooding is the most costly natural disaster in the county. Or maybe its a place in the mountains or on the coast, like Asheville or Wilmington, where the natural beauty might attract workers with the flexibility to work anywhere. two tornadoes in the Syracuse area in the last 70 years. There are some risks to living in North Carolina!theres just these 15 little risks in North Carolina we sometimes have to deal with. Actual rates can vary from one homeowner to the next. Were working on getting current and accurate heat risk information. We have not been that proactive with the other disasters.". Charlotte-Mecklenburg is updating its natural disaster plan and it needs your help. The creek at the Chantilly Ecological Sanctuary also tends to overflow, but the flood plain next to it was not always there. Piedmont Natural GasPiedmont Natural Gas, a subsidiary of Duke Energy, distributes natural gas to more than 1.1 million residential, commercial, industrial and power generation customers in North Carolina, South Carolina and Tennessee. And Spokane is safe from just about every other form of disaster (in fact, it has exactly zero risk of heat waves, so if you despise being sweaty, this is the spot to be). The declaration for Public Assistance covers Avery, Buncombe, Haywood, Madison, Transylvania, Yancey and Watauga counties. Learn morehere. REDFIN and all REDFIN variants, TITLE FORWARD, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO. I did a lot of searching for a homeowner's insurance and I went with Trusted Choice because it provided the best rates and coverage. CHARLOTTE, N.C. (WBTV) - When heavy rain hits the greater Charlotte area, you likely notice flooding. South Carolinas most common natural disasters include hurricanes, severe storms, floods, wildfires, extreme heat and drought, tornadoes, power outages, and landslides. All rights reserved. Congress 10 years ago mandated every city and county have a blueprint in place for how they plan to keep property damage, injuries and loss of life as low as possible in the event of a disaster. Independent insurance agents in Charlotte are ready to help you find the best and most affordable homeowners insurance policy. Nearby bus routes include 29, 23, and 46x. And severe drought, a disaster that can lead to Nearby food & drink options include J & J Tavern, King Tut Hookah Lounge, and Starbucks. Look out for heavy precipitation in the forecast, including hurricane watches and severe storms. WebCharlotte, NC While North Carolina often gets hit by hurricanes, Charlotte is located far enough inland to avoid the worst of it. From wildfires, to snow/ice storms, to tornadoes, to flooding and even hurricanes, residents of North Carolina always need to be ready and prepared to deal with a disaster. Only 2/3 of North Carolina has natural attractions? This is an affordable way to boost all of your personal liability coverage. Across the creek there used to be the Cavalier Apartments. Owner's pantry off the kitchen. Paying attention to the news cycle has never been particularly good for your mental health, but theres something particularly upsetting about stories of natural disasters. The company employs 28,000 people. Floods and hurricanes can cause power outages, property damage, disruptions to food and water, illness, and even death. In fact, North Carolinas top three regions, Raleigh-Cary (#5), Durham-Chapel Hill (#10), and Charlotte-Concord-Gastonia (#16) ranked among the top MSAs nationally in their share of at-home workers. Major disasters since 1953: 360 Texas, the second-largest state by area, is the most disaster-prone state in the country. A crippling ice storm. 7027 Maple Run Cir #35, Charlotte, NC 28215, 7023 Maple Run Cir #34, Charlotte, NC 28215, 5010 Ardenwoods Dr #113, Charlotte, NC 28215, 9108 Pleasant Ridge Rd, Charlotte, NC 28215. Climate risk data is provided for informational purposes only. can sell for around list price and go pending in around. The county also purchased 11 homes from the owners on Riverside Drive, which sees devastating flooding from Mountain Island Lake. https://www.neighborhoodscout.com/nc/charlotte/crime If you have a lot to lose and would like to have more liability coverage than your home insurance company can provide, you may want to also consider purchasing an umbrella insurance policy. 7031 Maple Run Cir #36 is a 2,802 square foot house on a 7,971 square foot lot with 5 bedrooms and 3 bathrooms. Energy-saving toolsPiedmont Natural Gas also offers a variety ofenergy-saving toolsto help customers and our communities identify ways to save money and energy all year long. 5 Beds. Copyright: 2023 Redfin. The area is also considered low risk for other dangerous natural disasters, including earthquakes, fires, and tornadoes. Permitted land uses for this property include single-family, two-family, multi-family, commercial, and industrial. All parts of North Carolina have been hit by tornadoes, floods, hurricanes, lightning strikes, snow and ice storms. 12-07-2011, 12:51 PM Con Grazia 11 posts, read 47,758 times WebThe Fixed Nuclear Facility Emergency Preparedness Program The Hazardous Materials Program The Mecklenburg County Emergency Operations Center (EOC) Contact CMEMO at charmeckem@charlottenc.gov for additional Cold snaps and surprise snow storms can be problematic, but are typically more inconveniences than disasters. And received computer-mapping software that can direct traffic to shut down roads in the event of a flood or ice storm. You can put in a rain barrel to catch water off your roof, you can use that for gardening and irrigation.. Cooper. There have been some powerful storm events in Detroit over the years, and FEMA considers tornadoes to be a relatively high threat, but generally speaking, your biggest worries will be cold waves, which Detroit is experienced in dealing with. People see blockages before a storm, call 311. Hurricanes: Hurricanes are the most common natural disaster in the city of Charlotte. Hurricane season lasts from June 1 to Nov. 30, which comprises Charlotte, NC 28215 $435,000 Sold Price 5 Beds 3 Baths 2,802 Sq Ft Recently Sold This home sold 2 days ago. Share of At-Home Workers in 2021 by NC Counties. Residents of these counties may apply for Federal disaster assistance online at disasterassistance.gov or via telephone at 1-800-621-FEMA (3362) or via the FEMA It provides federal reimbursement to county and state governments and some nonprofit organizations for much of the cost to respond to the storm and repair damaged infrastructure. TREC:Info About Brokerage Services,Consumer Protection Notice. The federal government requires communities across the country to update their so-called "Hazard Mitigation Plan" every five years. WebClean Earths Charlotte, North Carolina facility is a RCRA Part B Licensed TSDF providing a variety of services for managing, treating, and disposing of hazardous waste streams. We had FEMA money and local money and put it together.. Goods that are subject to sales tax in South Carolina include physical property, like furniture, home appliances, and motor vehicles. You can disconnect those downspouts to disperse it off your yard so its not going straight into a storm drain. And do the coastal cities catch the brunt of it? Safe-Warm stable weather -No natural disasters ?? 301 North Wilmington Street Arrange an obligation-free consultation with an insurance agent near you to learn more. While the area is not affected as frequently as cities in Tornado Alley, it is still a significant risk that property owners in this city should be prepared for. North Carolinas growth was not quite as fast (177%) but the overall share of at-home workers (18.8% in 2021) remained higher than the national average, as it was in 2019 (6.7%). Which North Carolina city is the safest? A lock icon or https:// means youve safely connected to the official website. That is why home insurance includes a significant amount of personal liability coverage. One is set up in Little Sugar Creek at Freedom Park. Charlotte-Mecklenburg's biggest threat is flooding. Today the North Carolina Office of Recovery and Resiliency (NCORR) published a guide that will help communities become stronger and better equipped to withstand the impacts of future natural disasters such as hurricanes, floods and wildfires, as well as the ongoing effects of climate change. This data is also available at the county-level, again highlighting the prominence of at-home work in the state's largest MSAs. Your biggest risks in Charlotte are going to be tornadoes and lightning, both of which get a relatively high rating from FEMA for the area. The area is also considered low risk for other dangerous natural disasters, including earthquakes, fires, and tornadoes. Power outages still affecting thousands in Charlotte area Sunday after Ian storm. With more than 885,000 residents, Charlotte is the most populous city in North Carolina. Proactive on flooding Charlotte-Mecklenburg through FEMA help has bought up property in the flood plain and moved people out.. 400 dwellings and 20 businesses in the last decade. Second level laundry and large open loft area. Charlotte. Is Personal Property Tax Deductible In South Carolina? Property information provided by CANOPYMLS when last listed in 2023. In fact, North Carolinas top three regions, Raleigh-Cary (#5), Durham-Chapel Hill (#10), and Charlotte-Concord-Gastonia (#16) ranked among the top MSAs nationally in their share of at-home workers. A crippling ice storm. What natural disaster kills the most humans? Updated October 2, 2022, 2:24 PM. Other less common disasters include winter storms, earthquakes, and tsunamis. Hurricanes, earthquakes, wildfiresthese catastrophic events will make anyone feel powerless and vulnerable. October 2010 North American storm complex. Is Charlotte-Mecklenburg prepared for the next natural disaster? How competitive is the market for this home? In June 2022, home prices in South-Carolina were up 18.4% compared to last year, selling for a, Limited Liability Companies (LLCs) Like S corporations, standard LLCs are pass-through entities and, generally speaking, are not required to pay income tax to either the, FHA loans require a down payment as low as 3.5%. How many photos are available for this home? Things like that.. CHARLOTTE, NC (WBTV) - Flooding, ice storms, even a Hugo. "Thanks to the downward trend in the cost of natural gas, we're able to provide additional relief to customers.". For instance, houses in Charlottes Myers Park neighborhood will have a higher average insurance rate than homes in the Yorkmount neighborhood, which is a more affordable location. It can get cold there, of course, but chances are youre not going to be buried under tons of snow or driven from your home due to flooding or fires, so you can hunker down for the winter with relatively few worries. We were able to buy these people out. Can An Employer Change Your Schedule Last Minute South Carolina? Removing people from flood risk on a voluntary basis is the countys strongest mitigation tool. That flood plain spreads that water out and slows it down, he said. The costliest natural disaster was Hurricane Floyd in 1999 until Hurricane Florence hit the coast near Wrightsville Beach in 2018. That constitutes about 15,000 properties in total. And severe drought, a disaster that can lead to wildfires like Myrtle Beach experienced last April. 1 spot in customer satisfactionwith residential natural gas service in the South among large utilities, according to the J.D. Seems you'd want to focus more on the things that would affect you daily, like climate, job opportunities, amenities, etc. One of the most effective theft deterrents is a burglar alarm, and some insurance companies will offer you a discount if you have one installed in your house. WebEmergency Declaration declared on October 1, 2022 North Carolina Remnants of Tropical Storm Fred (4617-DR-NC) Incident Period: August 16, 2021 - August 18, 2021 Major Disaster Declaration declared on September 8, 2021 North Carolina Tropical Storm Eta The company employs 28,000 people. If your house is broken into and your valuables are taken, you may gain some solace in knowing that your homeowners insurance can compensate you for your loss. Duke Energy was named to Fortune's 2022 "World's Most Admired Companies" list and Forbes' "World's Best Employers" list. Tornadoes, sheer winds, flooding, Torrential rain (sometimes) and of course hurricanes closer to the coast. But how and where people work may change as we move further from the pandemic and high-speed broadband becomes more accessible across the state. If you have questions or feedback about this data, get help at riskfactor.com and climatecheck.com. This city is far enough inland to be less affected by natural disaster. NURSING HOMES: Who is in charge of making sure your loved ones are safe? The area is also considered low risk for other Thousands had to be evacuated and nearly 70 homes were destroyed. The Great Galveston Storm of 1900. Prescription medicines, groceries, and gasoline, FAST FOOD Salary in South Carolina Annual Salary Hourly Wage Top Earners $25,034 $12 75th Percentile $23,643 $11 Average $17,934 $9 25th Percentile $17,616 $8, As a result, these property taxes in excess of $10,000 are deductible for South Carolina income tax purposes. You will see some very cold weather and a lot of snow, but snow in areas that are used to it is rarely more than a one-day emergency. This article explores the places around the state where remote work has become most common. The plan has to be finalized and approved by Charlotte, Mecklenburg county and the six towns in Mecklenburg and turned over to FEMA by this June. Information on how to apply locally:thda.org/help-for-homeowners/energy-assistance-programs/low-income-home-energy-assistance-program-liheap. The winter bill resource page at piedmontng.com/WinterBillsshares information about utility assistance administered by agencies in their state and local communities. One Bedroom and full bathroom on the main level. Brandon Jones of the Catawba Riverkeeper Foundation set up four Litter Gitters - in-stream trash-collection devices - to keep the trash from impacting water quality and causing more flooding. 1936 Mid-Atlantic hurricane. Your risk of disaster ill never be zero, but these are the 10 safest U.S. cities you can move to. Redfin has 21 photos of 7031 Maple Run Cir #36. Your quoted costs will be based on several factors such as the following. What Is The Most Common Natural Disaster In South Carolina? 2021 data is only available for 40 NC counties, representing 93% of North Carolinians working from home. While it's true this southern state has seen its fair share of hurricanes, Charlotte isn't usually At-home work is under 20% in 92 of the state's counties. WebFrom wildfires, to snow/ice storms, to tornadoes, to flooding and even hurricanes, residents of North Carolina always need to be ready and prepared to deal with a disaster. We mourn with the families.. That's quite a list zthatzmanz, is the entire state prone to some sort of disaster? Western NC Floods/ Alberto - May-June 2018. QatarQatar has the lowest disaster risk of any country with no reported disasters since 1900. floodsHistorically, droughts and floods were the most fatal disaster events. Guilford/ Rockingham Tornado 2018. To find out what level of flood risk your home has, click here. 28262 is zip code located in Charlotte, North Carolina . This data is also available at the county-level, again highlighting the prominence of at-home work in the state's largest MSAs. What is the most common natural disaster? http://www.usa.com/charlotte-nc-natural-disasters-extremes.htm#TornadoIndex Its biggest threat is tornadoes, believe it or not, which FEMA rates as a relatively high worrybut there have only been two tornadoes in the Syracuse area in the last 70 years. from 8 AM - 9 PM ET. Severe weather events like hurricanes and tropical storms, thunderstorms and lightning, tornadoes, high winds, and hail. The area is also considered low risk for other dangerous natural disasters, including earthquakes, fires, and tornadoes. This tornado caused approximately $2.5 million in damage to area homes and businesses. In general, large metros and their urban and suburban counties experienced higher shares of at-home workers than more rural parts of the state. Bozeman, Montana scores low or very low for just about every category of disaster. Ian tropical storms and hurricanes, severe storms, floods, wildfires, winter storms, tornadoes, landslides, and power outages. By law, Piedmont does not mark up the cost of natural gas and must pass through the actual cost on a dollar-for-dollar basis to customers. 6409 S Tryon St, Charlotte, NC 28217 MLS# 2052025 - Zillow. Level out your bill with the Equal Payment Plan (EPP) programThis free service helps customers manage their budgets by eliminating high winter bills. Charlotte, NC Auto Accident, Jan 1907. "We need to be prepared for anything that Mother Nature dishes out or that human beings might do by accident or to sabotage us," says Sharon Foote with Mecklenburg Water & Land Resources. The decrease will be reflected beginning with customers' May 2023 bills. Is Property Tax Deductible In South Carolina? 7031 Maple Run Cir #36 has residential single family zoning. The type of home you are insuring (e.g., single-family detached, multi-family home, The crime rate and weather risks in your ZIP code, The distance your house is from the nearest fire hydrant, Whether you are bundling your home insurance with other coverage like. 3 Baths. He says, "We've kinda been proactive on the flooding part of things. With more than 885,000 residents, Charlotte is the most populous city in North Carolina. Other reports confirm some staying power in at least hybrid work schedules and that a return to pre-pandemic work conditions, at least for some workers, is unlikely in the near-term. What Is The Coldest City In South Carolina? Michigan is generally safe from hurricanes, tornadoes, and earthquakes. South Carolina ranks twenty-sixth in the United States in the number of tornado strikes, and eighteenth in the number of tornadoes per square mile. Located in the Midwest, Michigan is one of the safest states from natural disasters as shown by data from National Oceanic and Atmospheric Administration. Overall, homeowners insurance rates in North Carolina are lower than the national average. Garage Door Opener, Garage Faces Front, Parking Space(s), Put address 4740 Rocky River Rd, Charlotte, NC 28215 into GPS. Secure websites use HTTPS certificates. The full address for this home is 7031 Maple Run Circle Apartment 36, Charlotte, North Carolina 28215. Two charged following chase that ended on Livingstone College campus. How Much Money Do I Need To Buy A House In South Carolina? "We continue to encourage customers to enroll in our Equal Payment Plan to levelize their bills throughout the year and to implement energy-saving tips in their home. And there is a financial incentive. But these events rarely last long, and rarely cause catastrophic damage (its score for expected annual loss due to these risks is very low). This includes federal reimbursement for debris removal as well as search and rescue operations, hazardous material clean up, meals, generators, fuel and more. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE. Charlotte, NC While North Carolina often gets hit by hurricanes, Charlotte is located far enough inland to avoid the worst of it. Charlotte-Mecklenburg has the most experience with flooding. According to FEMA, Daytons biggest worries are tornadoes andhail. Although Hennepin County in Minnesota gets a high risk score for tornadoes, Hennepin County is enormous, and Minneapolis is a distinct exception: Tornadoes are relatively rare in the city. FloodsFloods are the most frequent type of natural disaster and occur when an overflow of water submerges land that is usually dry. Why Are Houses So Cheap In South Carolina? San Diego, California has the best all-around weather compared to other major cities. 7031 Maple Run Cir #36 is served by 13 transit routes. Located well inland, the city is far removed from hurricanes, and its not in a seismically-active spot either. North Carolina has its share of natural disasters, but hurricanes and floods top the most common North Carolina natural disasters list. Based on Redfin calculations of home data from MLS and/or public records. Boulders high elevation might knock your jogging game down a notch, but that height and the surrounding mountain ranges blunt storm systems and make anything resembling a tornado nearly impossible. 5801 Clear Creek Ln, Harrisburg, NC 28075, 8001 Rolling Wheels Rd Unit KEN0003, Charlotte, NC 28215, 8810 Crosstimbers Dr, Charlotte, NC 28215. Piedmont determines this payment by adding up a customer's annual natural gas usage and then dividing it into the same payment amount each month. He said volunteers will clear it out before the next storm hits. The Federal Emergency Management Agency (FEMA) maintains a National Risk Index map that shows you the risk of natural disaster in every area of the country, which is a great starting point if you never want to be rescued from your roof via helicopter. The city and county have also sought money for swift water equipment and training. It is a good idea to take precautions to prevent burglaries. This is the most popular loan program for first-time buyers with a weaker credit score, 12 Best Places to Live in South Carolina Near the Beach Charleston, S.C. Charleston is among the best cities in the world and a top, What is the Motor Fuel Income Tax Credit? The company employs 28,000 people. The Redfin Compete Score rates how competitive an area is on a scale of 0 to 100, where 100 is the most competitive. Also, Charlotte has surpassed 100 homicides for the first time since 1993, according to The Charlotte Observer. Does it have to do with floods or hurricanes? Open Jordan plan boasting open concept living. Records show that around 2 million people lost electricity between North Carolina and Virginia. State Government websites value user privacy. Where were standing used to be The Doral apartments, Wendel said. But we've seen one Hugo. But we've seen one Hugo. Tornadoes can be anywhere, just like Ohio. Dangerous materials events also may cause you problems. The other risks are lightning, high winds, and ice storms, none of which are likely to threaten your entire existence. Those looking to move somewhere that doesnt experience a high number of natural disasters should consider making Idaho, Michigan, Utah, Maryland, Wyoming, Connecticut, South Carolina, Rhode Island or Delaware their new home. While a tornado is definitely a natural disaster you wont want to experienceand multiple tornadoes did hit the Dayton area just a few years agoits still considered one of the safest places to live because most of the regions tornadoes have been pretty small-scale (only 4 tornadoes in Ohio have been designated F5 since 1950), and Ohio isnt even in the top ten states for tornado danger. Hurricane. These programs and tools help customers understand what factors are impacting their natural gas bills and emphasize specific actions they can take to reduce the impacts of high usage.. There are many customers who are eligible but do not apply for this annual federal benefit that can reduce energy costs for low-income families. Examples of situations when homeowners liability coverage can help include if a guest is injured on your property and it can be attributed to negligence on your part, if your dog gets loose and bites a neighbor, or if you are accused of libel or slander. Despite being surrounded by water, Charlotte only gets a relatively moderate risk score on flooding as well. Charlotte, NC While North Carolina often gets hit by hurricanes, Charlotte is located far enough inland to avoid the worst of it. If you own a house in one of this growing citys 199 neighborhoods, you can protect the investment you have made it in by purchasing a good homeowners insurance policy.. Local independent agents are available to help you find the best policy to cover About This Home Open Jordan plan boasting open concept living. These natural disasters can cause power outages, property damage and disruption to food and water supplies. 7031 Maple Run Cir #36 was built in 2023 and last sold on April 28, 2023 for $435,000. Communities like Charlotte-Mecklenburg rolled out their first plan in 2005. President Joe Biden's disaster declaration covers people in FEMA, the Federal Emergency Management Agency requires them to be updated every five years which is where we are now. VIDEO TOUR. $4,215/mo Get pre-approved 2 Beds 2.5 Baths 1,679 Sq Ft About This Home Rare Find! REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. Homeowners liability insurance is designed to cover expenses like court costs, legal fees, mediation costs, settlements, and judgements if you or someone in your household unintentionally cause someone else to experience injuries, financial losses, property damage, or other harm. While the states smallest MSAs saw a strong jump in at-home workers, they represent the regions with the lowest shares of their workforce working from home. As for where in NC growth in at-home workers has been the greatest, Durham-Chapel Hill led the way with nearly four times the number of workers primarily at home in 2021 as in 2019 (an increase of 279%). What part of South Carolina is safe from hurricanes? $439,990 Last Sold Price. Most homeowners insurance policies cover damage caused by the following risks. Whether the harm comes from tornadoes, hurricanes, floods, wildfires or other disasters, Spokane, Washingtons main disaster threat is cold weatherFEMA ranks it as at very high risk for a cold wave, and gives it a moderate score on ice storms. We may earn a commission from links on this page. CHARLOTTE, N.C. (WBTV) - When heavy rain hits the greater Charlotte area, you likely notice flooding. Homeowners insurance is designed to cover the cost to rebuild, repair, or replace your property if it is damaged or lost due to a covered event. Flooding is the most costly natural disaster in Mecklenburg County. Flood insurance takes 30 days to go into effect so do not wait until heavy rains are imminent to purchase a policy. According to John Wendel, who works for Mecklenburg

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